Most health insurance companies in the U.S. will have three classification levels based on the number of enrolled employees on the health plan: 1) small group, 2) mid-size group, or 3) large group. Although the number of employees that are required to fall into a specific category may be determined by the insurance company or by state legislation, there are common standards for these classifications.

Small group health insurance coverage is available to companies with 50 or less employees. Mid-size group health insurance is available to companies with between 50 and 300 insured employees. Large group health insurance is available to companies with more than 300 employees.

Companies that offer comprehensive health insurance to their employees typically have a lower turn-over rate in staff. In fact, the two primary reasons that employers offer health insurance are to attract qualified employees and reduce their turn-over rates.

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