Medicare Supplement Health Insurance

Medicare Frequently Asked Questions

Do you know all your options when it comes to Medicare Supplement Health Insurance?   We can discuss with you what Medicare covers and how to supplement Medicare to get the maximum insurance coverage.    We will work with you to find the Medicare supplemental health insurance plan that meets your needs. It's free and easy.  Your privacy is assured. To find out more call us at   817-589-1400   Click here to send us an email.

Are you you 64 and half years old  and thinking about how to supplement the health insurance you will receive from Medicare?  Or maybe you are already over 65 and would like more health insurance coverage than Medicare provides.  We can help you find the right Medicare supplement health insurance plan often with NO premiums.  Medicare supplemental health insurance is also called Medigap insurance.

"The first wave of baby boomers turn 62 this year and will begin claiming Social Security benefits. And, according to new research from the National Association of Insurance Commissioners (NAIC), many are confused about their post-retirement health insurance options, including their Medicare eligibility.

The NAIC’s national survey of 377 baby boomers — Americans born between 1946 and 1964 — found that only 36 percent correctly knew that Medicare eligibility begins at age 65.

• 21 percent thought Medicare coverage began at age 62
• 9 percent said age 67
• 6 percent said age 59˝
• 28 percent said they were unsure of the age

The NAIC survey also found: A large majority of baby boomers — 84 percent — said that access to health insurance was important when choosing a retirement date.

However, only 43 percent said that Medicare eligibility was an important factor in determining when they would retire. However, 48 percent said they expected to use Medicare to cover their health care needs during retirement. This number increased to 57 percent among older baby boomers, those 55 to 62 years of age.

In addition to these findings, the NAIC survey revealed a considerable lack of familiarity with Medicare’s coverage options. Sixty-six percent of respondents said they were “not very familiar” or “not at all familiar” with options such as Medicare Part B, Medicare Advantage plans, Medicare prescription drug coverage, and Medicare supplement (Medigap) insurance. This number jumped to 72 percent among younger baby boomers, those 44 to 54 years of age.

A high level of concern about Medicare’s viability also added to the confusion. Eighty-two percent of those surveyed said they were concerned that future funding for Medicare might not be sufficient to provide the health care services they anticipate needing throughout their retirement."  Agent Sales Journal, May 2008

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